Wealth Wise With Divya Abhishek

Under the leadership of Niyati A Mehta, a “Wealth Wise” session was conducted by FLO Chennai with Dr. CA Divya Abhishek on 18th March at Madras Management Association (MMA). The session witnessed enthusiastic engagement and active interaction throughout. It covered key financial areas such as budgeting and expense thumb rules, investment strategies in the share market, gold and fixed income securities, and the optimum use of credit cards, offering members a well-rounded understanding of practical wealth management.

The session focused on strengthening personal finance fundamentals, including credit cards, mutual funds, insurance planning, and disciplined financial habits. Budgeting and expense thumb rules were explained as simple allocation frameworks to manage income effectively and ensure consistent savings. Investment strategies in the share market, gold, and fixed income securities were discussed with emphasis on diversification, risk assessment, and long-term wealth creation. The optimum use of credit cards was highlighted in terms of maintaining healthy credit scores, avoiding unnecessary debt, and leveraging benefits responsibly.

An interactive quiz segment between Divya and the members added energy and participation to the session, followed by a comprehensive Q&A round that addressed real-life financial concerns and scenarios. The discussion was practical, solution-oriented, and highly informative. Overall, it was a truly knowledgeable and professionally enriching session that empowered members with actionable financial insights and greater confidence in managing their personal finances. The interactive session was attended by 157 members.