FLO Lucknow, under the leadership of Chairperson Simran Sahni, organized “Earning to Wealth Creation- How to Transform Your Income into Financial Freedom,” as a part of Rise Circle sessions at Clarks Avadh on 4th June 2026. The event featured Ms. Aparna M. Agarwal, Principal Chief Commissioner of Income Tax, UP East, who led a meaningful discussion for women on achieving financial freedom. The session’s objective was practical and personal in equal measure — to give women entrepreneurs and professionals the clarity and the confidence to start building wealth.
Ms. Aparna M. Agarwal opened the conversation where most financial sessions are afraid to go — the real picture. What income actually looks like after tax obligations. Where the gaps in financial planning typically appear for women professionals and entrepreneurs. Why asset creation and wealth building require active decisions rather than the comfortable assumption that savings will take care of themselves.
The session reframed the conversation from earning to building — shifting members from thinking about income to thinking about wealth architecture. According to Ms. Agarwal, asset creation requires active, informed decisions. Members left with specific, actionable next steps rather than general inspiration — the mark of a session that respected both the subject and its audience.
The FLO Rise Circle runs on the conviction that financial literacy is not a subject to be covered in one session and then filed away. This session was not the whole journey. But for 40 women in a room at Clarks Avadh on a Thursday afternoon, it was an honest, useful, and long-overdue beginning.