Finance is the art of handling money. And investments are the tools defining the value generation out of that money. “You are truly rich when the money works for you and not the other way round.” – an investment seed mantra planted in our minds on 22 August 2019 by Mr Krishan Sharma, Head of HDFC Mutual Funds, Training and Development at the FICCI FLO Uttarakhand finance series program, ‘Empowering Self Towards Financial Independence’. The highly attended three-hour session was enriching and members learnt a new perspective on finance and investment. The program was curated and organized by Day Chair Ms Ruchi Jain – Treasurer & Chief Coordinator Finance Industry committee, FLO Uttarakhand. This finance series program of FLO Uttarakhand was supported by Shri. Shashank Jain- Director, Balaji Investments & Consultants and HDFC Mutual Funds. More than 300 people attended the program.